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Undertake. Yixin Model: Unsecured Guaranteed Model Yixin Company was established in Beijing in 2006 and then launched P2P Platform for Yiren Loan. Different from the auction, when the investor decides to lend the funds in his hand, Yixin selects the borrower for him from among the loan applicants. The interest rate of the borrower is decided by Yixin according to its credit review, and the profit of the enterprise mainly comes from the service fee. Yixin's model is more like a combination of housing agencies and Taobao. Housing agencies collect housing resources, then contact buyers and charge agency fees after the transaction. The specific operation process is as follows: Yixin will break up the lender's money and make a multi-person loan contract to the lender. When the money reaches the third-party account, the contract will come into effect. Although Yixin does not have a contract between the lender and the borrower, Yixin's third-party account holder acts as the debt transferor for lending and borrowing, that is, the third-party account holder becomes Yixin's lender first, and after Yixin selects the borrower, the third-party account holder transfers the creditor's rights to the real lender. For each borrower recommended by P2P credit service platform, the lender has the right to decide whether to lend to the borrower of Yixin portfolio; The borrower repays the loan every month, the lender can dynamically know the repayment, income and other information of each creditor's right every month, and the lender can get the principal and interest repaid in the second month. Of course, lenders can also choose not to collect money but to continue to look for the next borrower in Yixin. This model was initiated by Yixin. Yixin mode has two main characteristics: Yixin's security system from the perspective of Yixin's operation mode, Yixin has stronger control over borrowers, and lenders, P8 g7 I 'Z! O一方面，这确是她的体悟。Variable value (V): is the full file path of tools and platform-tools in the second step, with the semicolon ";" in the middle. Separate and click OK. As shown in the figure:看着这种言论，陈启也有些无语了。对家人感到失望的10岁女孩汉娜遇到父母长期在外工作的9岁的友美和7岁的友珍，三个小女孩互相依靠，重组小小的“家”，为了挽救彼此的家庭，她们决定开始一场未知的旅行。擅长描摹女孩细腻故事的韩国女导演允佳恩，继《我们的世界》之后的又一部佳作，用极富爱心的洞察力展现孩童之间复杂而微妙的情感，给成年人以别样的启示。青山笑道：我是肯定考不上的。