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The students. They may have been able to enter the threshold of university with the help of the state and society, but they do not have the money to buy computers, participate in more education and training, etc., and Qifang Network provides this loan method with negotiable interest, which broadens the channels for loans. Qi Fang's risk control has the following three characteristics: decentralized loans, strict examination and risk sharing. Decentralized loans are the common characteristics of these models. Strict examination means that students need to pass five related certifications before releasing help-seeking information: website ID card authentication, mobile phone authentication, bank account authentication, e-mail authentication and student ID card authentication. After passing five certifications, the student's identity can be determined. Risk sharing is mainly due to the fact that Qi Fang's borrowing targets come from universities that cooperate with Qi Fang, such as Chengdu College of Sichuan University and Ningxia Normal University. Schools and Qi Fang share risks. In this way, we can not only better find the right loan recipients and provide the real and effective evaluation of the loan recipients, but also make it easy for students to find loans through Qi Fang, and also avoid the risks of lenders. When the loan is established, the money will not be directly transferred to the student's bank account, but will be transferred to the account of the school where the student is located, and then the school will send the money to the borrowing student, thus ensuring the real use of the loan. Qi Fang's profits come from three sources: first, the service fee, which is about 2%. The second is online advertising revenue. The third is the commission of training tuition income. This is a more distinctive point. Through cooperation with training institutions or enterprises, Qi Fang not only provides assistance to college students who cannot afford training expenses or enterprise training, but also shares it from the tuition income of training institutions. Qi Fang那他们呢？戚夫人指向其余家眷。该剧讲述了一群因拍摄电视剧“The A-List”而一夜成名的青少年明星的故亊。第二季的剧正准备播出，但他们除了要面对拍摄的问题之外，还要为自己的秘密而头疼。不是我。Black: Jiuxiong　　庶出的梁锦坤生性自卑，痴心迷恋一墙之隔的谢家小姐，可惜追求时髦的谢天慧眼里只有平民出身的家俊表哥，但这并不影响同一张床上睡了十几年的锦坤和家俊的友情，他们坚信，无论什么都不会破坏笃定一生的兄弟情。对于梁锦坤来说，南珠里就是他的世界，谢天慧的笑容就是他的幸福，虽然这样的追求被谢天佑讥笑为“小乳饼人生”……