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Qingdao is a relatively developed area for private lending. Therefore, the private lending business is relatively mature for a long time. P2P under Qingdao mode basically needs real estate as collateral, while cars and others are not allowed to be used as collateral to control risks. When investigating several large P2P websites, it was found that the collateral required by them was all a real estate certificate, and it was required to be a real estate in Qingdao that could be seen and accurately valued. Therefore, P2P enterprises in Qingdao basically do not do business with outsiders. Behind the strict mortgage system is the lender's low-risk protection. Therefore, one of the biggest characteristics of Qingdao model is that it has low risks and low non-performing loan ratio. Qingdao P2P mode has the lowest risk, and P2P enterprises also bear the greatest responsibility. Therefore, Qingdao P2P enterprises are typical "composite intermediary". However, as its enterprises are all transformed from private lending agencies, Therefore, they do not attach importance to the role of the network. Most of its website pages do not have personal loan information or loan information, It is the company's self-promotion, which aims to allow borrowers or lenders to meet and discuss with their companies. Moreover, Qingdao only does local business, which limits the scale expansion of intermediary enterprises. As the main feature of P2P enterprises is to operate on the basis of the network, the Qingdao model is not a typical P2P credit in a certain sense. Qi Fang Mode: The student aid platform mode Qi Fang P2P has more public welfare color, but it also has considerable profits. Facing the serious economic stratification of college students, Qi Fangwang has targeted its target group at paying tuition fees but needing to participate in education, training and investment outside the university.想再去，又拉不下这老脸。轰动全港的林氏家族凶杀案踏入审讯最后一天，陪审团准备退庭商议时，成员之一许立生突然收到女儿茵茵被绑架的消息，神秘人要求曾为国际催眠权威的立生通过催眠术令陪审团裁定被告谋杀罪名成立，否则其女儿将被撕票，这也就意味着立生必须在狭小的空间内、众目睽睽之下，不用专业工具隐秘地催眠至少4个人。立生偷偷将茵茵被绑架的讯息转发给曾为国内特种部队成员的小舅杨凯后，进入了退庭商议室…Why can poor Han Xin endure the humiliation of his crotch? Because he has a firm ideal of life. As Su Shi said: "When a common man sees humiliation, he draws his sword and stands up to fight. This is not courage. There are great brave people in the world. They are not surprised when they come, and they are not angry when they add it for no reason. The people they hold are very large and their ambition is far away."Chapter III Qualification LicenseXiao Wang took a sip of coffee. It was very late at night. He drove from the other side of the city to be interviewed: "Maybe I am an idealist."　　一人、一车！迅雷不及掩耳间，破风而来！人是重案组警察疾恶如仇的马军。马军的打击目标在黑道日益壮大的越南帮三兄弟渣哥、TONY和阿虎：马军安插得力手下华生到渣哥身边当卧底。华生凭借其聪敏、能乾、好打，得到渣哥的无比信任，当上近身保镖。