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There are five kinds of creation modes (1-5): factory method mode, abstract factory mode, singleton mode, builder mode and prototype mode.苏角点头道：是，末将记住了。Variable value (V): is the full file path of tools and platform-tools in the second step, with the semicolon ";" in the middle. Separate and click OK. As shown in the figure:可惜子婴失陷，未能救出。Generally, they do not participate in the audit and have no contract with the borrower, but only a creditor's rights transfer contract with Yixin's third party. In this way, lenders will have great risks. Therefore, in order to protect the loan safety of the lender, Yixin promised in the contract with the lender that in case the loan is not repaid, Yixin will pay the insurance money withdrawn by the company to compensate all the principal and interest of the lender. This is the biggest guarantee for the lender. Risk control is a powerful guarantee for repayment. Yixin's decentralized loan and monthly repayment system have ensured effective repayment to a greater extent. In addition, Yixin requires a face-to-face meeting when reviewing the borrower. Therefore, Yixin has set up offices in 15 cities, one of its purposes is to meet with instant noodles. In the face-to-face meeting, I personally presented the original of various certificates and asked about the use of the certificates in person, thus better ensuring the authenticity of the borrower. Judging from its strong control over the lending process, Yixin is mainly a way for P2P enterprises to determine the interest rate of borrowers according to their credit rating, so Yixin belongs to composite intermediary P2P. Qingdao Model: Mortgage and Guarantee Model艾莉娜（Kelly Sheridan 配音）是一位新晋的彩虹仙子，在毛毛球伙伴比宝的陪伴下，她来到了富丽堂皇的仙子学校，在这里，她将进行认真系统的学习，并在作为期末考试的春季飞行中为仙境划下第一道彩虹。可是，邪恶的魔女卢维娜企图破坏这一场盛会，而艾莉娜及时的发现了她的阴谋。The policy pattern defines a series of algorithms and encapsulates each algorithm so that they can be replaced with each other, and the changes in the algorithms will not affect the customers who use the algorithms. It is necessary to design an interface to provide a unified method for a series of implementation classes. Multiple implementation classes implement the interface, design an abstract class (optional, belonging to auxiliary class), and provide auxiliary functions. The diagram is as follows: