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Undertake. Yixin Model: Unsecured Guaranteed Model Yixin Company was established in Beijing in 2006 and then launched P2P Platform for Yiren Loan. Different from the auction, when the investor decides to lend the funds in his hand, Yixin selects the borrower for him from among the loan applicants. The interest rate of the borrower is decided by Yixin according to its credit review, and the profit of the enterprise mainly comes from the service fee. Yixin's model is more like a combination of housing agencies and Taobao. Housing agencies collect housing resources, then contact buyers and charge agency fees after the transaction. The specific operation process is as follows: Yixin will break up the lender's money and make a multi-person loan contract to the lender. When the money reaches the third-party account, the contract will come into effect. Although Yixin does not have a contract between the lender and the borrower, Yixin's third-party account holder acts as the debt transferor for lending and borrowing, that is, the third-party account holder becomes Yixin's lender first, and after Yixin selects the borrower, the third-party account holder transfers the creditor's rights to the real lender. For each borrower recommended by P2P credit service platform, the lender has the right to decide whether to lend to the borrower of Yixin portfolio; The borrower repays the loan every month, the lender can dynamically know the repayment, income and other information of each creditor's right every month, and the lender can get the principal and interest repaid in the second month. Of course, lenders can also choose not to collect money but to continue to look for the next borrower in Yixin. This model was initiated by Yixin. Yixin mode has two main characteristics: Yixin's security system from the perspective of Yixin's operation mode, Yixin has stronger control over borrowers, and lenders　　“我根本没打算和你妈长期住在一起！”聪明感性又独立的现代女性夏小宁完全未意识到，她的这句话竟然残酷地拉开了两人在婚姻初始阶段家庭冲突的序幕，并将秦岩置于陈余眼睛微微一眯，缝隙之中闪过一丝阴冷。一部以母亲的视角，描述一群具有所谓叛逆精神的青年“义”字当头、肆意独行，肆意妄为，在受到生活和法律的双重惩罚后，在母爱的召唤下重建正确的道德与精神世界，重新开始积极、健康、向上的生活之路。同时对作为母亲的淑红和一些家长做了现实主义的批判，对母爱的诠释做了积极的探讨和重新定位！对现代青年的独立、自主、敢于奋斗的精神和行为做了积极的肯定。对物质和精神世界的关系做了实事求是的客观褒贬。对家庭在社会道德规范重建所起的作用做了积极的探求。全剧溶进了某些情节剧的元素，悬念、案件。本剧讲述了以牛老幺为代表的一群40岁上下的中生代棒棒在遭遇生存空间急剧萎缩的职业危机中所演绎的喜怒哀乐。并着力展现了棒棒牛老幺在人生转型，重塑自我的过程中，所凸显的乐观坚韧，敢想敢干的“棒棒精神”，而这种精神也正是当下社会转型，改革深化，实现中国梦的进程中每个人都应当具备的“精气神”。作品期望以一个“小人物”的摸爬滚打和一群“小人物”的喜怒哀乐，激励更多人在实现梦想的征途中积极拼搏，大胆创新。等张槐点燃地下的灯火，张老太太就抱着小葱板栗哭了起来，云影也流泪不住地嘱咐秦淼。