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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself."Deliberate Practice": Let your day-to-day work shine brightly.讲述的是沦落于街头的各色人物，为了抢夺一个装着一袋子枪和一捆捆钱的高尔夫球袋而接连引发多种事件的故事。After the MDT meeting, patients should receive corresponding diagnosis and treatment information, including disease diagnosis, treatment plan selection, and the possibility of referral to other MDT teams. Patients should obtain enough information so that patients or their families can make decisions on their own diagnosis and treatment with good informed consent.上世纪二十年代，陕西西南的青木川贫穷落后。马帮之子何辅堂为报父仇，卧薪尝胆终于杀了刘庆福，了却家仇。原民团团长魏正先与何辅堂为敌。何辅堂审时度势，假意投奔了巨匪王三春。在多方势力倾轧中，何辅堂独善其身，并阴差阳错地救了魏正先的妻子程立雪，程立雪有感青木川的秀美与落后，决心留在青木川教书，开启民智。然“夺妻之恨”更令魏正先恼羞成怒，他借“剿匪”为名，挑拨正在汉中驻扎的国民党军犯境青木川，何辅堂趁机将巨匪王三春献于民国政府，免除兵燹之灾。魏正先决意孤注一掷，欲将青木川夷为平地。关键时刻，何辅堂毅然投奔解放军，迎来了青木川的和平解放。在何辅堂的努力下，青木川得以在万马齐喑风雨如晦的年代免受战乱之苦。　父亲的意外离世，让陈萱突然跌入现实的深渊。一盒骨灰盒巨额欠款，是父亲留给她最后的东西。她被辞退，被赶出家门，被追债威胁，但在绝境中却结识了赵晨和左明两人，同时也带着她对父亲死亡真相的怀疑，一齐踏入了水面之下更深的阴谋里。家庭背景悬殊的左明和赵晨都爱好拳击，但在心底同样拥有着对于家庭的阴影。作为左氏公司继承人的左明厌恶自己被强行赋予的一切，他妄想脱离却仍然逃不开内心的挣扎。左明和赵晨在不断的意外中，都被隐忍坚强的陈萱所吸引。而陈萱在一步步接近真相时，也将几个年轻人的命运紧紧勾连。她站在阴谋的旋涡中央，才看清自己真正的内心。唐朝某年，薛坦、李春生和上官青青三人，在郊外追捕一只野猪妖，为了对付猪妖，薛坦利用李春生祖上传下来的记载所有妖怪弱点的《妖物志》，败退猪妖后，三人与猪妖又卷入一场凤凰杀人案中，经过系列调查与战斗后，发现凤凰案是凤凰门所为，最后利用《妖物志》解决凤凰杀人一案。