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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.《西部世界》《最后的岗哨》导演Jonny Campbell执导，讲述东伦敦年轻的巴基斯坦二代移民Raza，他被反恐官员Gabe胁迫参与卧底行动，充当他的线人。Gabe有着不愿透露的过去，但他雄心勃勃的新搭档Holly来到后，其无穷的好奇心威胁到了他…《浴血黑帮》的Paddy Considine和《玛丽·雪莱》的Bel Powley领衔主演。The advantage is that the coupling between the sender and the receiver of the request is eliminated.了凡先生在慈云寺遇着一位老人，相貌非凡，留着长须，潇洒出尘。这位老人用《皇极数》为我推算，对我过去的遭遇，就是连很小的事，也都推算出来了。孔先生给我推算：县考童生第十四名，府考第七十一名，提学考第九名。等到第二年去考试，三处的名次完全相符。孔先生再给我卜终身吉凶，说某年考第几名，某年当廪生，某年当贡生，贡后某年当选为四川的县长，在任三年半就应该告退回乡，在五十三岁八月十四巳丑时，寿终在家里，可惜没有儿子。我把他的话，详细地记录下来。从此以后，凡遇着考试，名次先后，都不出孔先生所算定的。最奇怪的是算我食廪米九十一石五斗当出贡。可是食米到了七十余石的时候，屠宗师就批准我补贡。补了贡生，是廪生已经出了缺，把米折为现金发了，所以廪米就停了。我有些怀疑，认为这数不准了。后来不久，就被代行职权的杨公所驳斥，不准我补贡生，于是又食廪米了。直至丁卯年，殷秋溟宗师看到我场里的备卷，叹息着说："这五篇论文就是五奏议啊！怎么可使学识渊博的读书人终老在寒窗之下呢?"他就吩咐县官写申请的公文，批准补贡。这时廪米又刘欣桐，一个成长在贫民之家的的女孩，可是却始终不改阳光坚强的本性。她的生活原本平淡无奇，然而一次意外，她进入了一个截然不同的生活圈子，和母亲迫不得已搬进了富商纪百均的家里。自此，刘欣桐的生活发生了翻天覆地的变化。进入纪家后，刘欣桐结识了刁蛮任性的纪家大小姐纪智珍、帅气温柔的纪家大公子纪振宇（贾景晖饰）以及她命中注定的爱人利耀南。而纪智珍和刘欣桐却同时对利耀南产生了情感，也因此发生了种种矛盾。几个人在爱情、友情、亲情的多重考验下，经历了欺骗、背叛和别离，终于有了救赎和收获。刘欣桐的坚强和善良打动了所有人包括纪智珍和纪振宇，她平凡却珍贵的美丽，散发出夺目的光彩，最终收获爱情的同时，也和失散多年的亲生父母相认。可我刚刚说是背着家里人养在这里的。小葱将哥哥头发擦干梳顺后，又将火盆挪近些，小声道：你烤烤，别空着头冻病了。